Real ChatGPT answer · index seedbcGT2yz9mxIcompleteFinance and banking · taxes and tax softwareinformational

The IRS website says my refund was sent via direct deposit today, but my bank has no pending deposit, how many hours or days does it usually take to actually show up in my checking account?

ChatGPTgpt-61 query10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
The IRS website says my refund was sent via direct deposit today, but my bank has no pending deposit, how many hours or days does it usually take to actually show up in my checking account?
1 real search · 1 real-search pass
IRS refund direct deposit sent status how long bank account post five days official IRS 2026Google ↗
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Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

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Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
IRS refund direct deposit sent status how long bank account post five days official IRS 2026 Google ↗

Queries

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Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS refund direct deposit sent status how long bank account post five days official IRS 2026
OBSERVED
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