How do lenders calculate my debt to income ratio when I only rely on Social Security and a pension for my retirement income?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate my debt to income ratio when I only rely on Social Security and a pension for my retirement income?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage debt to income ratio Social Security pension retirement income gross up Fannie Mae guidelines Google ↗
Fannie Mae selling guide Social Security income pension retirement income documentation continuance Google ↗
- Social Security Income · selling-guide.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Debt-to-Income Ratio Requirements · api.homebuyer.com
- Annuity, Pension, or Retirement Income · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage debt to income ratio Social Security pension retirement income gross up Fannie Mae guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae selling guide Social Security income pension retirement income documentation continuance OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |