How do I factor my freelance graphic design income into the debt to income calculations when applying for a mortgage in Florida
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I factor my freelance graphic design income into the debt to income calculations when applying for a mortgage in Florida
3 real searches · 1 real-search pass
Fannie Mae selling guide self-employed income calculation tax returns two years declining income add backs depreciation 2026Google ↗
OBSERVEDReason
Freddie Mac self-employed borrower income tax returns 2 years mortgage guideGoogle ↗
OBSERVEDReason
CFPB debt-to-income ratio mortgage monthly debt gross monthly incomeGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide self-employed income calculation tax returns two years declining income add backs depreciation 2026 Google ↗
Freddie Mac self-employed borrower income tax returns 2 years mortgage guide Google ↗
CFPB debt-to-income ratio mortgage monthly debt gross monthly income Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- General Information on Analyzing Individual Tax Returns · selling-guide.fanniemae.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide self-employed income calculation tax returns two years declining income add backs depreciation 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac self-employed borrower income tax returns 2 years mortgage guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB debt-to-income ratio mortgage monthly debt gross monthly income OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |