What is the maximum percentage of my gross monthly income that an insurance carrier will actually let me insure through a private supplemental disability policy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the maximum percentage of my gross monthly income that an insurance carrier will actually let me insure through a private supplemental disability policy?
2 real searches · 1 real-search pass
individual disability insurance maximum percentage of income replacement employer group LTD supplemental policy 60 70 percent gross income underwriting carrierGoogle ↗
OBSERVEDReason
disability insurance carrier income replacement limits individual policy combined group coverage high income 2026Google ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance maximum percentage of income replacement employer group LTD supplemental policy 60 70 percent gross income underwriting carrier Google ↗
disability insurance carrier income replacement limits individual policy combined group coverage high income 2026 Google ↗
- 2025 annual survey of the U.S. individual disability income insurance market · media.milliman.com
- Disability Income Insurance Reference Manual for Fully Underwritten Business · issueins.com
- What is Disability Insurance? · newyorklife.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance maximum percentage of income replacement employer group LTD supplemental policy 60 70 percent gross income underwriting carrier OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
disability insurance carrier income replacement limits individual policy combined group coverage high income 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |