How does refinancing a mortgage actually work and what documents will I need to provide to prove my income after switching jobs recently
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does refinancing a mortgage actually work and what documents will I need to provide to prove my income after switching jobs recently
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide employment income verification new job recent job change paystub offer letter refinance documentation Google ↗
CFPB mortgage refinance documents income verification pay stubs W-2 tax returns Google ↗
- Documents you need to apply for a mortgage · yourhome.fanniemae.com
- Standards for Employment and Income Documentation · selling-guide.fanniemae.com
- Employment Offers or Contracts · selling-guide.fanniemae.com
- Standards for Employment-Related Income · selling-guide.fanniemae.com
- Can a lender make me provide documents like my W-2 or pay stub in order to give me a Loan Estimate? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide employment income verification new job recent job change paystub offer letter refinance documentation OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
CFPB mortgage refinance documents income verification pay stubs W-2 tax returns OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |