Are Prudential rates typically lower for non-smokers who occasionally use cigars compared to other major insurers right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are Prudential rates typically lower for non-smokers who occasionally use cigars compared to other major insurers right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Prudential life insurance cigar occasional cigar smoker underwriting rates non-smoker tobacco guidelines major insurers Google ↗
life insurance occasional cigar use non-smoker underwriting cigar exception Prudential Lincoln Northwestern Mutual Banner 2026 Google ↗
- Underwriting Overview Reference Guide to Prudential’s Underwriting · buiusa.com
- Underwriting Guidelines Lincoln TermAccel® Level Term · lincolnfinancial.com
- Smoker/Non-Smoker Guidelines · lovettfinancial.net
- Smoker/Non-Smoker Guidelines · usmarketingcorp.com
- Age/Amount pg 9 · buiusa.com
- Life Insurance for Smokers and Tobacco Users + Current Rates · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Prudential life insurance cigar occasional cigar smoker underwriting rates non-smoker tobacco guidelines major insurers OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
life insurance occasional cigar use non-smoker underwriting cigar exception Prudential Lincoln Northwestern Mutual Banner 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |