Real ChatGPT answer · index seedbQr9Che0ccEcompleteFinance and banking · retirement accountscommercial

Which is better for a freelancer earning twenty grand a year on the side: a solo 401k or a SEP IRA?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which is better for a freelancer earning twenty grand a year on the side: a solo 401k or a SEP IRA?
2 real searches · 1 real-search pass
IRS 2026 solo 401k contribution limits SEP IRA self-employed contribution calculation 2026Google ↗
OBSERVED
IRS Publication 560 2025 SEP 401k self employed net earnings 20 percent elective deferrals other employer planGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 2026 solo 401k contribution limits SEP IRA self-employed contribution calculation 2026 Google ↗
IRS Publication 560 2025 SEP 401k self employed net earnings 20 percent elective deferrals other employer plan Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 solo 401k contribution limits SEP IRA self-employed contribution calculation 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS Publication 560 2025 SEP 401k self employed net earnings 20 percent elective deferrals other employer plan
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1