Real ChatGPT answer · index seedbMKDzxa6Q8ocompleteFinance and banking · checking and savings accountscomparison

How does the FDIC insurance protection apply when holding funds in a reciprocal deposit network like IntraFi ICS through a community bank versus a megabank like JPMorgan Chase?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the FDIC insurance protection apply when holding funds in a reciprocal deposit network like IntraFi ICS through a community bank versus a megabank like JPMorgan Chase?
2 real searches · 1 real-search pass
FDIC IntraFi ICS reciprocal deposits pass-through insurance requirements FDIC officialGoogle ↗
OBSERVED
FDIC deposit insurance limit per depositor per insured bank ownership category official JPMorgan ChaseGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC IntraFi ICS reciprocal deposits pass-through insurance requirements FDIC official Google ↗
FDIC deposit insurance limit per depositor per insured bank ownership category official JPMorgan Chase Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC IntraFi ICS reciprocal deposits pass-through insurance requirements FDIC official
OBSERVED
Google ↗
AI Mode ↗
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of 1
FDIC deposit insurance limit per depositor per insured bank ownership category official JPMorgan Chase
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1