How do insurance adjusters determine the depreciation cost of filing a roof claim on an older house that still has its original shingles from twenty years ago?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance adjusters determine the depreciation cost of filing a roof claim on an older house that still has its original shingles from twenty years ago?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Virginia homeowners insurance roof depreciation actual cash value replacement cost recoverable depreciation matching shingles 2026 Google ↗
Virginia Bureau of Insurance homeowners roof claims depreciation age condition actual cash value replacement cost Google ↗
- Rebuilding After a Storm: Know the Difference Between Replacement Cost and Actual Cash Value When It Comes to Your Roof · content.naic.org
- Post-Disaster Claims Guide · content.naic.org
- Administrative Letter 2025-06 · pxl-sccvirginiagov.terminalfour.net
- P&C Common Problems 2025 · scc.virginia.gov
- Virginia State Corporation Commission, Bureau of Insurance · scc.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Virginia homeowners insurance roof depreciation actual cash value replacement cost recoverable depreciation matching shingles 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Virginia Bureau of Insurance homeowners roof claims depreciation age condition actual cash value replacement cost OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |