Real ChatGPT answer · index seedbFteX97qDMkcompleteFinance and banking · student loanscomparison

Can you compare SoFi and Earnest for student loan refinancing right now, specifically looking at which one saves more money if I pay it off in five years?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare SoFi and Earnest for student loan refinancing right now, specifically looking at which one saves more money if I pay it off in five years?
2 real searches · 1 real-search pass
SoFi student loan refinancing rates fixed variable 5 year repayment term 2026 officialGoogle ↗
OBSERVED
Earnest student loan refinancing rates fixed variable 5 year repayment term 2026 officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi student loan refinancing rates fixed variable 5 year repayment term 2026 official Google ↗
Earnest student loan refinancing rates fixed variable 5 year repayment term 2026 official Google ↗
  1. Compare student loan refinancing companies of November 2026 · nerdwallet.com
  2. SoFi · frontend-astro-dev.savingforcollege.com
  3. Earnest · frontend-astro.savingforcollege.com
  4. credible.com · credible.com
  5. Earnest vs. SoFi: Navigating Your Student Loan Refinance Options · thecollegeinvestor.com
  6. Earnest Student Loan Refinancing Review · cnbc.com
  7. SoFi vs Earnest: Student Loan Refinance Compared (2026) · financialist.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing rates fixed variable 5 year repayment term 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Earnest student loan refinancing rates fixed variable 5 year repayment term 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1