Real ChatGPT answer · index seedbFo74KSyfMAcompleteFinance and banking · investing and brokeragescommercial

What are the strict income limits and contribution rules for Roth IRAs this year if my salary is right on the threshold

ChatGPTgpt-61 query10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
What are the strict income limits and contribution rules for Roth IRAs this year if my salary is right on the threshold
1 real search · 1 real-search pass
IRS 2026 Roth IRA income phase out limits contribution limits 2026 officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
IRS 2026 Roth IRA income phase out limits contribution limits 2026 official Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 Roth IRA income phase out limits contribution limits 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1