Real ChatGPT answer · index seedbEAIr14WkXEcompleteFinance and banking · investing and brokeragescomparison
If I want to start investing for retirement today, should I open a Roth IRA with Vanguard or Betterment and set up monthly payroll deductions?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If I want to start investing for retirement today, should I open a Roth IRA with Vanguard or Betterment and set up monthly payroll deductions?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Roth IRA contribution limit income phase out IRS 2026 official Google ↗
Vanguard Roth IRA automatic investment recurring contributions payroll deduction Betterment Roth IRA fee 0.25% official Google ↗
- Explore Vanguard Roth IRAs · investor.vanguard.com
- Explore Betterment Roth IRAs · betterment.com
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 · irs.gov
- Payroll deduction IRA · irs.gov
- Betterment's Pricing · betterment.com
- Roth IRA income and contribution limits for 2026 · investor.vanguard.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Roth IRA contribution limit income phase out IRS 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Vanguard Roth IRA automatic investment recurring contributions payroll deduction Betterment Roth IRA fee 0.25% official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |