Real ChatGPT answer · index seedbCp957EDx6AcompleteFinance and banking · student loansinformational

Does my discretionary income calculation for IDR plans include employer-sponsored pre-tax health insurance and retirement contributions, or just my gross adjusted gross income from my latest tax return?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Does my discretionary income calculation for IDR plans include employer-sponsored pre-tax health insurance and retirement contributions, or just my gross adjusted gross income from my latest tax return?
2 real searches · 1 real-search pass
Federal Student Aid IDR discretionary income adjusted gross income employer pre-tax 401k health insurance contributions calculation 2026Google ↗
OBSERVED
eCFR income-driven repayment discretionary income adjusted gross income poverty guideline 34 CFR 685.209Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Federal Student Aid IDR discretionary income adjusted gross income employer pre-tax 401k health insurance contributions calculation 2026 Google ↗
eCFR income-driven repayment discretionary income adjusted gross income poverty guideline 34 CFR 685.209 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Federal Student Aid IDR discretionary income adjusted gross income employer pre-tax 401k health insurance contributions calculation 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
eCFR income-driven repayment discretionary income adjusted gross income poverty guideline 34 CFR 685.209
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1