Real ChatGPT answer · index seedb8gj6lOMRwQcompleteFinance and banking · credit cardshowto

What is the exact process to report a stolen wallet containing three credit cards and request zero liability fraud protection claims for charges made this morning?

ChatGPTgpt-64 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the exact process to report a stolen wallet containing three credit cards and request zero liability fraud protection claims for charges made this morning?
4 real searches · 1 real-search pass
FTC what to do if credit card stolen unauthorized charges report lost stolen card Fair Credit Billing Act 60 daysGoogle ↗
OBSERVEDInstruction
CFPB credit card unauthorized charges dispute billing error 60 days written noticeGoogle ↗
OBSERVEDReason
Visa zero liability policy stolen card unauthorized transactions officialGoogle ↗
OBSERVEDOther / navigational
Mastercard zero liability protection official unauthorized transactionsGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational50%ComparisonConsequenceReason25%DefinitionInstruction25%Yes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
FTC what to do if credit card stolen unauthorized charges report lost stolen card Fair Credit Billing Act 60 days Google ↗
CFPB credit card unauthorized charges dispute billing error 60 days written notice Google ↗
Visa zero liability policy stolen card unauthorized transactions official Google ↗
Mastercard zero liability protection official unauthorized transactions Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FTC what to do if credit card stolen unauthorized charges report lost stolen card Fair Credit Billing Act 60 days
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1
CFPB credit card unauthorized charges dispute billing error 60 days written notice
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Visa zero liability policy stolen card unauthorized transactions official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Mastercard zero liability protection official unauthorized transactions
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1