Comparing unsecured loan offers from regional credit unions versus online fintech lenders which option generally yields lower overall borrowing costs
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Comparing unsecured loan offers from regional credit unions versus online fintech lenders which option generally yields lower overall borrowing costs
1 real search · 1 real-search pass
2026 unsecured personal loan credit union average APR origination fees fintech lender comparison CFPB NCUAGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
2026 unsecured personal loan credit union average APR origination fees fintech lender comparison CFPB NCUA Google ↗
- Credit Union and Bank Rates · ncua.gov
- Average Personal Loan Interest Rates in October 2026 · bankrate.com