What is the financial difference between using an FHA loan versus a conventional portfolio loan when calculating year one cash flow for a fourplex in Austin?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the financial difference between using an FHA loan versus a conventional portfolio loan when calculating year one cash flow for a fourplex in Austin?
4 real searches · 1 real-search pass
2026 FHA loan limits Travis County Texas 2 unit 3 unit 4 unit HUDGoogle ↗
OBSERVEDOther / navigational
FHA mortgage insurance premium annual rate 2026 30 year loan 3.5 percent down official HUDGoogle ↗
OBSERVEDYes / no
Austin Texas property tax rate 2026 Travis County property tax officialGoogle ↗
OBSERVEDShort fact
FHA owner occupancy 2-4 unit self sufficiency rental income test official HUDGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
2026 FHA loan limits Travis County Texas 2 unit 3 unit 4 unit HUD Google ↗
FHA mortgage insurance premium annual rate 2026 30 year loan 3.5 percent down official HUD Google ↗
Austin Texas property tax rate 2026 Travis County property tax official Google ↗
FHA owner occupancy 2-4 unit self sufficiency rental income test official HUD Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- HUD Archives: HOC Reference Guide -- Rental Income (Page 2-10) · archives.hud.gov
- FHA vs. Conventional Loans for 2- to 4-Unit Properties · lower.com
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- Tax Rates | Austin Budget and Organizational Excellence · austintexas.gov
- Notice About 2026 Tax Rate · traviscountytx.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA loan limits Travis County Texas 2 unit 3 unit 4 unit HUD OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
FHA mortgage insurance premium annual rate 2026 30 year loan 3.5 percent down official HUD OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Austin Texas property tax rate 2026 Travis County property tax official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
FHA owner occupancy 2-4 unit self sufficiency rental income test official HUD OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |