Should I close my old Citibank credit card or will it hurt my credit score when I am trying to qualify for a good home equity line of credit?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should I close my old Citibank credit card or will it hurt my credit score when I am trying to qualify for a good home equity line of credit?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing credit card impact utilization length of credit history HELOC credit score guidance Google ↗
CFPB home equity line of credit credit score debt to income credit report factors Google ↗
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Is Closing a Credit Card Bad? · citi.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing credit card impact utilization length of credit history HELOC credit score guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB home equity line of credit credit score debt to income credit report factors OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |