Is it better to file for chapter seven before or after cashing out a small IRA to pay off credit cards in Ohio?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to file for chapter seven before or after cashing out a small IRA to pay off credit cards in Ohio?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Ohio bankruptcy IRA exemption Ohio Revised Code 2329.66 retirement funds IRA cash withdrawal bankruptcy protection Google ↗
11 USC 522(b)(3)(C) retirement funds exemption IRA bankruptcy tax penalty IRS early distribution Google ↗
- Ohio Revised Code Section 2329.66 · codes.ohio.gov
- main effect of the Ohio rollover exemption is to allow debtors to move money between IRA accounts, such as when a debtor changes jobs, without violating the annual IRA contribution limits. Id. § 2329.66(A)(10)(c)(i), (iii).³ Some jurisdictions have read a negative inference into a rollover exemption, specifically that the statutory allowance for rollovers implies that funds that are not rolled over lose the exemption. In re Patrick, 411 B.R. 659, 665 (Bankr. C.D. Cal. 2008). This court declines · ohnb.uscourts.gov
- THIS OPINION IS NOT INTENDED · ohnb.uscourts.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ohio bankruptcy IRA exemption Ohio Revised Code 2329.66 retirement funds IRA cash withdrawal bankruptcy protection OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
11 USC 522(b)(3)(C) retirement funds exemption IRA bankruptcy tax penalty IRS early distribution OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |