Real ChatGPT answer · index seedaiVhtQO39mYcompleteFinance and banking · retirement accountscomparison

What are the step-by-step tax consequences of doing a direct trustee-to-trustee transfer of my IRA from Chase to Fidelity?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
What are the step-by-step tax consequences of doing a direct trustee-to-trustee transfer of my IRA from Chase to Fidelity?
2 real searches · 1 real-search pass
IRS IRA trustee-to-trustee transfer not taxable distribution reporting Form 1099-R direct transferGoogle ↗
OBSERVEDOther / navigational
IRS Publication 590-A trustee-to-trustee transfer IRA SIMPLE IRA two-year ruleGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS IRA trustee-to-trustee transfer not taxable distribution reporting Form 1099-R direct transfer Google ↗
IRS Publication 590-A trustee-to-trustee transfer IRA SIMPLE IRA two-year rule Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS IRA trustee-to-trustee transfer not taxable distribution reporting Form 1099-R direct transfer
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
IRS Publication 590-A trustee-to-trustee transfer IRA SIMPLE IRA two-year rule
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1