What are the precise funding mechanics required to ensure my term life insurance policy correctly flows into an irrevocable life insurance trust?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the precise funding mechanics required to ensure my term life insurance policy correctly flows into an irrevocable life insurance trust?
3 real searches · 1 real-search pass
IRS life insurance trust ILIT premium gifts Crummey notices 3 year rule section 2035 2042 gift taxGoogle ↗
OBSERVEDConsequence
IRS Publication 559 life insurance incidents of ownership transferred within three years section 2035Google ↗
OBSERVEDConsequence
IRS Form 709 annual exclusion present interest gifts Crummey trustGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS life insurance trust ILIT premium gifts Crummey notices 3 year rule section 2035 2042 gift tax Google ↗
IRS Publication 559 life insurance incidents of ownership transferred within three years section 2035 Google ↗
IRS Form 709 annual exclusion present interest gifts Crummey trust Google ↗
- 2025 Form 709 instructions · irs.gov
- gift-tax FAQs · irs.gov
- IRC §2035 · uscode.house.gov
- IRC §2042 · uscode.house.gov
- 26 U.S.C. § 2035: Adjustments for certain gifts made within 3 years of decedent’s death · uscode.house.gov
- 26 U.S.C. § 2042: Proceeds of life insurance · uscode.house.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS life insurance trust ILIT premium gifts Crummey notices 3 year rule section 2035 2042 gift tax OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Publication 559 life insurance incidents of ownership transferred within three years section 2035 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Form 709 annual exclusion present interest gifts Crummey trust OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |