Are pre-existing condition clause exclusions waived entirely if I have continuous group disability coverage from my previous two employers?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are pre-existing condition clause exclusions waived entirely if I have continuous group disability coverage from my previous two employers?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
group long term disability pre-existing condition exclusion prior coverage credit continuity of coverage employer plan certificate Google ↗
ERISA group disability insurance pre-existing condition limitation prior coverage credit certificate of coverage Google ↗
- CERTIFICATE GROUP LONG TERM DISABILITY INSURANCE · standard.com
- 9. CONTINUITY OF COVERAGE · 4cd.edu
- YOUR GROUP INSURANCE · purdue.edu
- 29 U.S. Code § 1181 - Increased portability through limitation on preexisting condition exclusions | U.S. Code | US Law · law.cornell.edu
- 42 U.S.C. § 300gg–3: Prohibition of preexisting condition exclusions or other discrimination based on health status · uscode.house.gov
- Insurance Circular Letter No. 14 (2007): Pre-existing condition provisions in group and blanket disability policies · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
group long term disability pre-existing condition exclusion prior coverage credit continuity of coverage employer plan certificate OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
ERISA group disability insurance pre-existing condition limitation prior coverage credit certificate of coverage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |