Real ChatGPT answer · index seedagARZpMxorYcompleteFinance and banking · retirement accountscomparison
Our financial advisor suggested a pension lump sum payout, but my wife and I want to know how current bond yields affect whether that lump sum is actually fair right now.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Our financial advisor suggested a pension lump sum payout, but my wife and I want to know how current bond yields affect whether that lump sum is actually fair right now.
1 real search · 1 real-search pass
October 2026 current US Treasury yields 10 year 30 year October 2026 pension lump sum discount rates IRS segment rates October 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
October 2026 current US Treasury yields 10 year 30 year October 2026 pension lump sum discount rates IRS segment rates October 2026 Google ↗
- Treasury Rates Today: October 30, 2026 · forbes.com
- Part III --- Administrative, Miscellaneous, and Procedural · irs.gov
- Internal Revenue Bulletin: 2026-42 · irs.gov