How strict is Rocket Mortgage on automated underwriting system findings regarding revolving credit card balances and recent hard inquiries on my credit report?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How strict is Rocket Mortgage on automated underwriting system findings regarding revolving credit card balances and recent hard inquiries on my credit report?
3 real searches · 1 real-search pass
Rocket Mortgage underwriting revolving credit card balances recent hard inquiries mortgage underwriting policy 2026Google ↗
OBSERVED
Fannie Mae Selling Guide revolving account balances minimum payments inquiries new debt Desktop UnderwriterGoogle ↗
OBSERVED
Freddie Mac Guide revolving accounts inquiries new debt Loan Product Advisor mortgageGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Rocket Mortgage underwriting revolving credit card balances recent hard inquiries mortgage underwriting policy 2026 Google ↗
Fannie Mae Selling Guide revolving account balances minimum payments inquiries new debt Desktop Underwriter Google ↗
Freddie Mac Guide revolving accounts inquiries new debt Loan Product Advisor mortgage Google ↗
- Risk Factors Evaluated by DU · selling-guide.fanniemae.com
- Credit Utilization · selling-guide.fanniemae.com
- DU Credit Report Analysis · selling-guide.fanniemae.com
- Mortgage underwriting: Process, timeline, and checklist tips · rocketmortgage.com
- Manual underwriting: How it works for mortgages · rocketmortgage.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Rocket Mortgage underwriting revolving credit card balances recent hard inquiries mortgage underwriting policy 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae Selling Guide revolving account balances minimum payments inquiries new debt Desktop Underwriter OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Guide revolving accounts inquiries new debt Loan Product Advisor mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |