Real ChatGPT answer · index seedadSdO6PzvQIcompleteFinance and banking · credit scores and repairinformational

How long does a chapter thirteen bankruptcy stay on my credit report and when does it finally stop affecting my ability to get a new credit card?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How long does a chapter thirteen bankruptcy stay on my credit report and when does it finally stop affecting my ability to get a new credit card?
2 real searches · 1 real-search pass
Chapter 13 bankruptcy credit report seven years from filing date official source FCRA 2026Google ↗
OBSERVED
Chapter 13 bankruptcy getting credit card after discharge during repayment plan trustee approval official sourceGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Chapter 13 bankruptcy credit report seven years from filing date official source FCRA 2026 Google ↗
Chapter 13 bankruptcy getting credit card after discharge during repayment plan trustee approval official source Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Chapter 13 bankruptcy credit report seven years from filing date official source FCRA 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Chapter 13 bankruptcy getting credit card after discharge during repayment plan trustee approval official source
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1