Can I cancel my current home policy mid term without getting penalized, and is USAA offering better rates right now than Farmers for a new policy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I cancel my current home policy mid term without getting penalized, and is USAA offering better rates right now than Farmers for a new policy?
3 real searches · 1 real-search pass
California homeowners insurance policyholder cancel midterm short rate cancellation refund law Department of InsuranceGoogle ↗
OBSERVEDConsequence
USAA vs Farmers homeowners insurance rates California 2026 average premiums comparisonGoogle ↗
OBSERVEDComparison
USAA homeowners insurance California availability new policies 2026Google ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
California homeowners insurance policyholder cancel midterm short rate cancellation refund law Department of Insurance Google ↗
USAA vs Farmers homeowners insurance rates California 2026 average premiums comparison Google ↗
USAA homeowners insurance California availability new policies 2026 Google ↗
- Residential Insurance: Homeowners and Renters · insurance.ca.gov
- California Insurance Code § 481 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- The Best and Cheapest Home Insurance in California · valuepenguin.com
- USAA homeowners insurance review 2026 · insurance.com
- Insurance surge expanding options for Californians in wildfire distressed areas · insurance.ca.gov
- 2026 homeowners insurance comparison tool · interactive.web.insurance.ca.gov
- Compare Insurance Premiums · insurance.ca.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California homeowners insurance policyholder cancel midterm short rate cancellation refund law Department of Insurance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
USAA vs Farmers homeowners insurance rates California 2026 average premiums comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
USAA homeowners insurance California availability new policies 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |