Real ChatGPT answer · index seedaWWsHZGLYGYcompleteFinance and banking · student loansinformational

What is the current average variable refinancing rate at Earnest for a graduate degree holder with an eighty percent debt to income ratio?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the current average variable refinancing rate at Earnest for a graduate degree holder with an eighty percent debt to income ratio?
1 real search · 1 real-search pass
Earnest student loan refinancing variable APR average rate graduate degree debt-to-income ratio 80% 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
Earnest student loan refinancing variable APR average rate graduate degree debt-to-income ratio 80% 2026 Google ↗
  1. Compare student loan refinancing companies of November 2026 · nerdwallet.com
  2. Earnest · biglawinvestor.com
  3. Earnest · frontend-astro.savingforcollege.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinancing variable APR average rate graduate degree debt-to-income ratio 80% 2026
OBSERVED
Google ↗
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