Can someone explain why my premium spiked so drastically with State Farm after a minor weather-related hail damage claim last spring?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can someone explain why my premium spiked so drastically with State Farm after a minor weather-related hail damage claim last spring?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
State Farm hail comprehensive claim premium increase rate surcharge weather claim Ohio auto homeowners 2026 Google ↗
Ohio Department of Insurance homeowners auto insurance premium increase claims weather comprehensive rate filing consumer Google ↗
- Will My Insurance Increase After a Claim? · statefarm.com
- Automobile Insurance Guide · insurance.ohio.gov
- Homeowners Insurance Guide · insurance.ohio.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm hail comprehensive claim premium increase rate surcharge weather claim Ohio auto homeowners 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Ohio Department of Insurance homeowners auto insurance premium increase claims weather comprehensive rate filing consumer OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |