How does LendingClub determine your risk category and corresponding interest rate tier when you apply through their online portal?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does LendingClub determine your risk category and corresponding interest rate tier when you apply through their online portal?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
LendingClub personal loan how determine risk category interest rate tier credit grades underwriting factors online application Google ↗
site:lendingclub.com/help personal loan interest rate factors credit score debt-to-income loan grade Google ↗
- Apply for a Personal Loan up to $60,000 · lendingclub.com
- Credit Profile Authorization · lendingclub.com
- 424B3 · sec.gov
- 0001409970-19-000988 · d18rn0p25nwr6d.cloudfront.net
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LendingClub personal loan how determine risk category interest rate tier credit grades underwriting factors online application OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:lendingclub.com/help personal loan interest rate factors credit score debt-to-income loan grade OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |