Real ChatGPT answer · index seedaOIUYOSPpjocompleteFinance and banking · mortgagescomparison

Compare the current closing costs and underwriting strictness of Rocket Mortgage versus United Wholesale Mortgage for self-employed borrowers with multiple write-offs on their tax returns

ChatGPTgpt-64 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the current closing costs and underwriting strictness of Rocket Mortgage versus United Wholesale Mortgage for self-employed borrowers with multiple write-offs on their tax returns
4 real searches · 1 real-search pass
Rocket Mortgage 2026 closing costs lender fees self employed mortgage tax returns underwriting guidelines bank statement loanGoogle ↗
OBSERVEDReason
United Wholesale Mortgage 2026 closing costs lender fees self employed underwriting guidelines bank statement loan tax returnsGoogle ↗
OBSERVEDReason
Rocket Mortgage self employed borrower income tax write offs 2 years tax returns mortgage guidelines officialGoogle ↗
OBSERVEDReason
UWM self employed borrower income tax returns bank statement loan guidelines officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
Rocket Mortgage 2026 closing costs lender fees self employed mortgage tax returns underwriting guidelines bank statement loan Google ↗
United Wholesale Mortgage 2026 closing costs lender fees self employed underwriting guidelines bank statement loan tax returns Google ↗
Rocket Mortgage self employed borrower income tax write offs 2 years tax returns mortgage guidelines official Google ↗
UWM self employed borrower income tax returns bank statement loan guidelines official Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Rocket Mortgage 2026 closing costs lender fees self employed mortgage tax returns underwriting guidelines bank statement loan
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
United Wholesale Mortgage 2026 closing costs lender fees self employed underwriting guidelines bank statement loan tax returns
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Rocket Mortgage self employed borrower income tax write offs 2 years tax returns mortgage guidelines official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
UWM self employed borrower income tax returns bank statement loan guidelines official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1