What are the hidden pitfalls of transferring a balance to a new card when the promotional APR period ends in twelve months?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden pitfalls of transferring a balance to a new card when the promotional APR period ends in twelve months?
1 real search · 1 real-search pass
credit card balance transfer 0% introductory APR promotional period ends balance transfer fee minimum payment purchase grace period CFPBGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
credit card balance transfer 0% introductory APR promotional period ends balance transfer fee minimum payment purchase grace period CFPB Google ↗
- How long can I keep a low rate on a balance transfer or other introductory rate? · consumerfinance.gov
- Can the bank increase the interest rate on a balance transfer? · helpwithmybank.gov