Real ChatGPT answer · index seedaMRGJpaZPowcompleteReal estate · housing marketscommercial

How do I calculate my debt-to-income ratio accurately when factoring in RSUs and freelance income for a jumbo mortgage pre-approval?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I calculate my debt-to-income ratio accurately when factoring in RSUs and freelance income for a jumbo mortgage pre-approval?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide restricted stock units income documentation vesting history self employed income two years DTI jumbo mortgage lender guidelinesGoogle ↗
OBSERVED
Freddie Mac Guide restricted stock units income self employment income documentation mortgage qualifyingGoogle ↗
OBSERVED
jumbo mortgage underwriting guidelines RSU income freelance 1099 income lender requirements 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide restricted stock units income documentation vesting history self employed income two years DTI jumbo mortgage lender guidelines Google ↗
Freddie Mac Guide restricted stock units income self employment income documentation mortgage qualifying Google ↗
jumbo mortgage underwriting guidelines RSU income freelance 1099 income lender requirements 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae Selling Guide restricted stock units income documentation vesting history self employed income two years DTI jumbo mortgage lender guidelines
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Freddie Mac Guide restricted stock units income self employment income documentation mortgage qualifying
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
jumbo mortgage underwriting guidelines RSU income freelance 1099 income lender requirements 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1