Real ChatGPT answer · index seedaK5QYILlerIcompleteFinance and banking · checking and savings accountsinformational
How do banks calculate the interest on interest-bearing checking accounts, and is the APY worth tying up my operating capital?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do banks calculate the interest on interest-bearing checking accounts, and is the APY worth tying up my operating capital?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FDIC deposit insurance business accounts ownership category $250,000 official Google ↗
Federal Reserve Regulation DD APY calculation daily balance interest checking account official Google ↗
- FDIC DEPOSIT INSURANCE · fdic.gov
- OWNERSHIP CATEGORIES · fdic.gov
- § 1030.7 Payment of interest. · consumerfinance.gov
- Appendix A to Part 1030 — Annual Percentage Yield Calculation · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC deposit insurance business accounts ownership category $250,000 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Reserve Regulation DD APY calculation daily balance interest checking account official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |