Real ChatGPT answer · index seedaJjfHpsYgm4completeInsurance · life insurancehowto

Steps to take when replacing an old whole life policy with a cheaper term policy plus a separate high yield savings account for retirement.

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Steps to take when replacing an old whole life policy with a cheaper term policy plus a separate high yield savings account for retirement.
3 real searches · 1 real-search pass
IRS life insurance surrender cash value taxable amount cost basis policy loans publicationGoogle ↗
OBSERVED
NAIC life insurance replacement consumer guide term life insurance replacing existing policyGoogle ↗
OBSERVED
FDIC deposit insurance coverage limits savings accounts officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
IRS life insurance surrender cash value taxable amount cost basis policy loans publication Google ↗
NAIC life insurance replacement consumer guide term life insurance replacing existing policy Google ↗
FDIC deposit insurance coverage limits savings accounts official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS life insurance surrender cash value taxable amount cost basis policy loans publication
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
NAIC life insurance replacement consumer guide term life insurance replacing existing policy
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FDIC deposit insurance coverage limits savings accounts official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1