Real ChatGPT answer · index seedaEdlAlh2D8AcompleteFinance and banking · credit scores and repairinformational

How does shopping around for the best car loan affect my credit score if I visit multiple dealerships over a two week period?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does shopping around for the best car loan affect my credit score if I visit multiple dealerships over a two week period?
2 real searches · 1 real-search pass
FICO auto loan rate shopping 14 45 day inquiry window officialGoogle ↗
OBSERVEDComparison
CFPB auto loan shopping multiple credit inquiries rate shopping credit scoreGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FICO auto loan rate shopping 14 45 day inquiry window official Google ↗
CFPB auto loan shopping multiple credit inquiries rate shopping credit score Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO auto loan rate shopping 14 45 day inquiry window official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
CFPB auto loan shopping multiple credit inquiries rate shopping credit score
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1