Real ChatGPT answer · index seedaEC5Ym75FwAcompleteFinance and banking · checking and savings accountsinformational

How do online banks like Capital One and Discover calculate their annual percentage yield and how often does it change?

ChatGPTgpt-61 query10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
How do online banks like Capital One and Discover calculate their annual percentage yield and how often does it change?
1 real search · 1 real-search pass
Capital One 360 Performance Savings APY variable rate interest calculated daily compounded monthly official; Discover online savings APY interest calculation daily balance compounded monthly officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
Capital One 360 Performance Savings APY variable rate interest calculated daily compounded monthly official; Discover online savings APY interest calculation daily balance compounded monthly official Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings APY variable rate interest calculated daily compounded monthly official; Discover online savings APY interest calculation daily balance compounded monthly official
OBSERVED
Google ↗
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