Is there a standard formula insurers use when calculating a fire damage insurance settlement offer for commercial kitchen equipment?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is there a standard formula insurers use when calculating a fire damage insurance settlement offer for commercial kitchen equipment?
2 real searches · 1 real-search pass
commercial property insurance fire damage business personal property equipment actual cash value replacement cost depreciation settlement formulaGoogle ↗
OBSERVEDReason
California Department of Insurance commercial property replacement cost actual cash value depreciation business equipment fire claimGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
commercial property insurance fire damage business personal property equipment actual cash value replacement cost depreciation settlement formula Google ↗
California Department of Insurance commercial property replacement cost actual cash value depreciation business equipment fire claim Google ↗
- Commercial Insurance Guide · insurance.ca.gov
- CALIFORNIA DEPARTMENT OF INSURANCE · insurance.ca.gov
- California Insurance Code § 2051 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- California Insurance Code § 2051.5 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
commercial property insurance fire damage business personal property equipment actual cash value replacement cost depreciation settlement formula OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California Department of Insurance commercial property replacement cost actual cash value depreciation business equipment fire claim OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |