A collection agency keeps calling my cell phone about old medical debt even though I asked them to stop, so what are my rights?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
A collection agency keeps calling my cell phone about old medical debt even though I asked them to stop, so what are my rights?
4 real searches · 1 real-search pass
CFPB debt collection stop contacting written notice FDCPA 1692c(c) medical debt validation rights officialGoogle ↗
OBSERVEDConsequence
FTC debt collection harassment repeated calls cease communication written notice FDCPA officialGoogle ↗
OBSERVEDConsequence
FCC revoke consent robocalls texts reasonable method 10 business days TCPA officialGoogle ↗
OBSERVEDReason
Pennsylvania statute limitations medical debt written contract 4 years attorney general debt collectionGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
CFPB debt collection stop contacting written notice FDCPA 1692c(c) medical debt validation rights official Google ↗
FTC debt collection harassment repeated calls cease communication written notice FDCPA official Google ↗
FCC revoke consent robocalls texts reasonable method 10 business days TCPA official Google ↗
Pennsylvania statute limitations medical debt written contract 4 years attorney general debt collection Google ↗
- When and how often can a debt collector call me on the phone? · consumerfinance.gov
- § 1006.14 Harassing, oppressive, or abusive conduct. · consumerfinance.gov
- Know your rights when a debt collector calls · consumerfinance.gov
- Debt Collection FAQs · consumer.ftc.gov
- What can I do if a debt collector contacts me about a debt I already paid or don't think I owe? · consumerfinance.gov
- Consumer Financial Protection Bureau (CFPB) · consumerfinance.gov
- Pennsylvania Attorney General's Office · attorneygeneral.gov
- Federal Trade Commission (FTC) · reportfraud.ftc.gov
- Fair Debt Collection Practices Act · ftc.gov
- Fair Debt Collection Practices Act · ftc.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB debt collection stop contacting written notice FDCPA 1692c(c) medical debt validation rights official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FTC debt collection harassment repeated calls cease communication written notice FDCPA official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FCC revoke consent robocalls texts reasonable method 10 business days TCPA official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Pennsylvania statute limitations medical debt written contract 4 years attorney general debt collection OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |