What is the exact process for getting a hard credit inquiry removed from my Equifax report after a dealership ran my credit without permission?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact process for getting a hard credit inquiry removed from my Equifax report after a dealership ran my credit without permission?
3 real searches · 1 real-search pass
CFPB dispute credit report unauthorized hard inquiry permissible purpose FCRA dealership official guidanceGoogle ↗
OBSERVEDReason
Equifax dispute credit report hard inquiry unauthorized inquiry official dispute processGoogle ↗
OBSERVEDConsequence
FTC FCRA permissible purpose credit report inquiry unauthorized dealershipGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB dispute credit report unauthorized hard inquiry permissible purpose FCRA dealership official guidance Google ↗
Equifax dispute credit report hard inquiry unauthorized inquiry official dispute process Google ↗
FTC FCRA permissible purpose credit report inquiry unauthorized dealership Google ↗
- Equifax Credit Report Dispute Center · equifax.com
- Download Equifax's official dispute form · assets.equifax.com
- How do I dispute an error on my credit report? · consumerfinance.gov
- DISPUTE REQUEST FORM · assets.equifax.com
- Filing a Credit Report Dispute · equifaxpro.com
- Submit a CFPB complaint · consumerfinance.gov
- Fair Credit Reporting Act · ftc.gov
- Equifax · equifax.com
- Experian · experian.com
- TransUnion · transunion.com
- AnnualCreditReport.com · annualcreditreport.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB dispute credit report unauthorized hard inquiry permissible purpose FCRA dealership official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Equifax dispute credit report hard inquiry unauthorized inquiry official dispute process OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FTC FCRA permissible purpose credit report inquiry unauthorized dealership OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |