Real ChatGPT answer · index seeda77IgeIm5pgcompleteAutomotive · auto financing and leasinginformational

What is the current average interest rate spread between prime auto loans at national commercial banks versus regional credit unions this month?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the current average interest rate spread between prime auto loans at national commercial banks versus regional credit unions this month?
2 real searches · 1 real-search pass
October 2026 prime auto loan interest rates national commercial banks regional credit unions average APR comparison United StatesGoogle ↗
OBSERVED
Federal Reserve commercial bank auto loan interest rates new car 60 month October 2026 credit union average auto loan rates NCUAGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
October 2026 prime auto loan interest rates national commercial banks regional credit unions average APR comparison United States Google ↗
Federal Reserve commercial bank auto loan interest rates new car 60 month October 2026 credit union average auto loan rates NCUA Google ↗
  1. Auto Loan Rates & Financing in 2026 · bankrate.com
  2. Auto Loan Rates: October 2026 · autoloanrate.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
October 2026 prime auto loan interest rates national commercial banks regional credit unions average APR comparison United States
OBSERVED
Google ↗
AI Mode ↗
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of 1
Federal Reserve commercial bank auto loan interest rates new car 60 month October 2026 credit union average auto loan rates NCUA
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1