Compare the current actuarial value of adding a retirement contribution protection rider versus investing the equivalent premium difference in a Roth IRA.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the current actuarial value of adding a retirement contribution protection rider versus investing the equivalent premium difference in a Roth IRA.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
disability insurance retirement protection rider retirement contributions waiver benefit actuarial value probability disability insurance industry data 2026 Google ↗
2026 Roth IRA contribution limit IRS income phase out 2026 Google ↗
- Disability Insurance Retirement Protection · seaworthy.io
- Disability Insurance for Retirement Account Contributions · policygenius.com
- 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- It's Time to Pick Your 2026 Corporate Benefits. A Big One Flies Under the Radar. · barrons.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
disability insurance retirement protection rider retirement contributions waiver benefit actuarial value probability disability insurance industry data 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 Roth IRA contribution limit IRS income phase out 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |