Real ChatGPT answer · index seedZyhno5LM5docompleteFinance and banking · mortgagesbrand

Are Bank of America mortgage closing costs generally negotiable if I utilize their preferred customer relationship tier discounts and combined asset rebates?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are Bank of America mortgage closing costs generally negotiable if I utilize their preferred customer relationship tier discounts and combined asset rebates?
2 real searches · 1 real-search pass
Bank of America mortgage preferred rewards relationship discount combined asset rebate closing costs negotiable origination fees lender creditsGoogle ↗
OBSERVEDComparison
Bank of America mortgage closing costs loan estimate fee negotiation preferred rewards 2026Google ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Bank of America mortgage preferred rewards relationship discount combined asset rebate closing costs negotiable origination fees lender credits Google ↗
Bank of America mortgage closing costs loan estimate fee negotiation preferred rewards 2026 Google ↗
  1. What Are Closing Costs and How Much Will I Pay? · bettermoneyhabits.bankofamerica.com
  2. Closing Costs Calculator - Estimate Closing Costs at Bank of America · bankofamerica.com
  3. Your Guide to Home Financing · promotions.bankofamerica.com
  4. BofA Rewards · info.bankofamerica.com
  5. BofA Rewards · info.bankofamerica.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America mortgage preferred rewards relationship discount combined asset rebate closing costs negotiable origination fees lender credits
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Bank of America mortgage closing costs loan estimate fee negotiation preferred rewards 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1