I am a retired teacher trying to help my niece compare federal income-driven repayment plans with private refinancing options like Earnest to see which will lower her monthly stress the most.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am a retired teacher trying to help my niece compare federal income-driven repayment plans with private refinancing options like Earnest to see which will lower her monthly stress the most.
3 real searches · 1 real-search pass
2026 federal student loan income-driven repayment plans changes October 2026 official StudentAid.govGoogle ↗
OBSERVED
Earnest student loan refinancing rates terms federal loan protections 2026Google ↗
OBSERVED
Federal Student Aid income-driven repayment plans loan simulator current options 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal student loan income-driven repayment plans changes October 2026 official StudentAid.gov Google ↗
Earnest student loan refinancing rates terms federal loan protections 2026 Google ↗
Federal Student Aid income-driven repayment plans loan simulator current options 2026 Google ↗
- current repayment plan information · studentaid.gov
- Repayment Plans · studentaid.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
- SAVE Plan Borrowers: FAQs About Choosing a Different Repayment Plan · studentaid.gov
- Repayment Calculator · studentaid.gov
- refinancing help center · help.earnest.com
- Compare Repayment Plans With Our Repayment Calculator · studentaid.gov
- Should I consolidate or refinance my student loans? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal student loan income-driven repayment plans changes October 2026 official StudentAid.gov OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinancing rates terms federal loan protections 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Student Aid income-driven repayment plans loan simulator current options 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |