My mortgage lender is suddenly requiring supplemental excess flood insurance because FEMA updated our map designation. Which private flood market options integrate best with standard HO3 deductibles?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My mortgage lender is suddenly requiring supplemental excess flood insurance because FEMA updated our map designation. Which private flood market options integrate best with standard HO3 deductibles?
2 real searches · 1 real-search pass
2026 private excess flood insurance market carriers supplemental excess flood coverage HO3 deductible coordination mortgage lender FEMA map designationGoogle ↗
OBSERVEDInstruction
private flood insurance excess policy deductible underlying NFIP policy lender compliance excess flood coverage deductible structureGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 private excess flood insurance market carriers supplemental excess flood coverage HO3 deductible coordination mortgage lender FEMA map designation Google ↗
private flood insurance excess policy deductible underlying NFIP policy lender compliance excess flood coverage deductible structure Google ↗
- EZ Flood Frequently Asked Questions (FAQs) · aonedge.com
- Excess Flood Private Flood Insurance · aonedge.com
- Companies Offering Private Residential or Commercial Flood Coverage · mass.gov
- NJDOBI | Contact Information for Insurers that Write Homeowners Policies in New Jersey · nj.gov
- Wright Flood · wrightflood.com
- Chubb flood insurance · chubb.com
- AIG · aig.com
- EZ Flood, a simplified private flood insurance option · aonedge.com
- Interagency Questions and Answers Regarding Flood Insurance · federalreserve.gov
- Overview of Private Flood Insurance Compliance Requirements · consumercomplianceoutlook.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 private excess flood insurance market carriers supplemental excess flood coverage HO3 deductible coordination mortgage lender FEMA map designation OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
private flood insurance excess policy deductible underlying NFIP policy lender compliance excess flood coverage deductible structure OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |