Real ChatGPT answer · index seedZuvYJ5ICmgMcompleteAutomotive · auto financing and leasingbrand

How do PenFed credit union auto loan rates compare to credit union rates in Ohio for someone who just graduated and has a 720 credit score?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do PenFed credit union auto loan rates compare to credit union rates in Ohio for someone who just graduated and has a 720 credit score?
3 real searches · 1 real-search pass
PenFed Credit Union auto loan rates October 2026 new used auto loan rates Ohio credit unions 2026Google ↗
OBSERVEDOther / navigational
PenFed auto loan rates October 2026 new car used car official ratesGoogle ↗
OBSERVEDComparison
Ohio credit union auto loan rates October 2026 official rates Kemba Wright-Patt Day Air TelhioGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
PenFed Credit Union auto loan rates October 2026 new used auto loan rates Ohio credit unions 2026 Google ↗
PenFed auto loan rates October 2026 new car used car official rates Google ↗
Ohio credit union auto loan rates October 2026 official rates Kemba Wright-Patt Day Air Telhio Google ↗
  1. Car Buying Service Online: Finance New & Used Cars · penfed.org
  2. Loan Rates · unitedfcu.com
  3. Loan Rates · ohiocreditunions.cuofohio.com
  4. Vehicle Loan Rates · 392fcu.org
  5. Best Auto Loan Rates in October 2026 · lendingtree.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union auto loan rates October 2026 new used auto loan rates Ohio credit unions 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
PenFed auto loan rates October 2026 new car used car official rates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Ohio credit union auto loan rates October 2026 official rates Kemba Wright-Patt Day Air Telhio
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1