What are the current portfolio lending criteria at Wells Fargo for non-W2 earners looking to secure a competitive mortgage rate without standard tax returns?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current portfolio lending criteria at Wells Fargo for non-W2 earners looking to secure a competitive mortgage rate without standard tax returns?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Wells Fargo portfolio mortgage self-employed no tax returns bank statement loan lending criteria 2026 Google ↗
Wells Fargo mortgage self-employed income documentation tax returns asset depletion portfolio lending requirements 2026 Google ↗
- I’m Self-Employed. Can I Get a Mortgage? · wellsfargo.com
- Private Banking Mortgage Lending & Financing · wellsfargo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Wells Fargo portfolio mortgage self-employed no tax returns bank statement loan lending criteria 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Wells Fargo mortgage self-employed income documentation tax returns asset depletion portfolio lending requirements 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |