What are the best alternatives to a SEP IRA for freelancers who want to max out retirement savings for a two-income household?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the best alternatives to a SEP IRA for freelancers who want to max out retirement savings for a two-income household?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 2026 401(k) contribution limits 2026 IRA limits catch-up contribution Google ↗
IRS one participant 401k plans spouse employee contributions self employed 2026 Google ↗
IRS cash balance defined benefit plan contribution limits actuarial self employed Google ↗
- One Participant 401k Plans · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- Retirement topics - Catch-up contributions · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
- 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 · irs.gov
- Retirement plans: FAQs regarding SEPs · irs.gov
- Defined benefit plan · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limits 2026 IRA limits catch-up contribution OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS one participant 401k plans spouse employee contributions self employed 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS cash balance defined benefit plan contribution limits actuarial self employed OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |