How do I fund an irrevocable life insurance trust before the end of the year and which insurance companies work best with them?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I fund an irrevocable life insurance trust before the end of the year and which insurance companies work best with them?
1 real search · 1 real-search pass
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OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 federal annual gift tax exclusion $19,000 IRS 2026 revenue procedure; ILIT Crummey notices three year rule IRC 2035 life insurance transfer; life insurance carriers estate planning ILIT trust ownership underwriting John Hancock Pacific Life Penn Mutual Nationwide MassMutual New York Life Google ↗
Queries
1 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal annual gift tax exclusion $19,000 IRS 2026 revenue procedure; ILIT Crummey notices three year rule IRC 2035 life insurance transfer; life insurance carriers estate planning ILIT trust ownership underwriting John Hancock Pacific Life Penn Mutual Nationwide MassMutual New York Life OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |