Real ChatGPT answer · index seedZm4GF4fVO98completeReal estate · selling a homeinformational

What is owner versus lender title insurance, and why am I as the seller being asked to pay for certain policy fees in Ohio?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is owner versus lender title insurance, and why am I as the seller being asked to pay for certain policy fees in Ohio?
3 real searches · 1 real-search pass
Ohio real estate closing seller pays lender title insurance policy customary who pays owner's title insurance Ohio purchase agreementGoogle ↗
OBSERVEDReason
Ohio title insurance lender policy owner's policy Ohio Department of Insurance title insurance consumerGoogle ↗
OBSERVEDReason
Ohio residential real estate purchase contract title insurance costs seller lender policy county customGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Ohio real estate closing seller pays lender title insurance policy customary who pays owner's title insurance Ohio purchase agreement Google ↗
Ohio title insurance lender policy owner's policy Ohio Department of Insurance title insurance consumer Google ↗
Ohio residential real estate purchase contract title insurance costs seller lender policy county custom Google ↗
  1. Law Facts: Buying a Home · ohiobar.org
  2. Title Insurance 101 · sciototitle.com
  3. Homebuyers Guide · com.ohio.gov
  4. Consumer Resources · olta.org

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Ohio real estate closing seller pays lender title insurance policy customary who pays owner's title insurance Ohio purchase agreement
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Ohio title insurance lender policy owner's policy Ohio Department of Insurance title insurance consumer
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Ohio residential real estate purchase contract title insurance costs seller lender policy county custom
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1