How do FHA loan credit score requirements impact my interest rate compared to having a pristine credit score on a conventional thirty year fixed mortgage
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do FHA loan credit score requirements impact my interest rate compared to having a pristine credit score on a conventional thirty year fixed mortgage
3 real searches · 1 real-search pass
2026 FHA mortgage credit score interest rate pricing conventional loan Fannie Mae LLPA credit score matrix HUD minimum score requirementsGoogle ↗
OBSERVEDComparison
Fannie Mae loan level price adjustment matrix credit score LTV 2026 officialGoogle ↗
OBSERVEDReason
HUD FHA minimum credit score 580 500 official handbookGoogle ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 FHA mortgage credit score interest rate pricing conventional loan Fannie Mae LLPA credit score matrix HUD minimum score requirements Google ↗
Fannie Mae loan level price adjustment matrix credit score LTV 2026 official Google ↗
HUD FHA minimum credit score 580 500 official handbook Google ↗
- General Requirements for Credit Scores · guide-selling.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · guide-selling.fanniemae.com
- Fannie Mae Announces Simplified Pricing Across Credit Score Models · capitalmarkets.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA Single Family Housing Policy Handbook · glb.hud.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA mortgage credit score interest rate pricing conventional loan Fannie Mae LLPA credit score matrix HUD minimum score requirements OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Fannie Mae loan level price adjustment matrix credit score LTV 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HUD FHA minimum credit score 580 500 official handbook OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |