I am retiring early at age sixty two and trying to figure out if paying for COBRA continuation coverage is cheaper than buying an individual ACA plan
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am retiring early at age sixty two and trying to figure out if paying for COBRA continuation coverage is cheaper than buying an individual ACA plan
3 real searches · 1 real-search pass
2026 2027 ACA premium tax credits enhanced subsidies expiration income eligibility Covered California officialGoogle ↗
OBSERVEDConsequence
COBRA continuation coverage 102 percent premium 18 months election 60 days Department of LaborGoogle ↗
OBSERVEDOther / navigational
Covered California 2027 health insurance enrollment retirement loss employer coverage special enrollmentGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 2027 ACA premium tax credits enhanced subsidies expiration income eligibility Covered California official Google ↗
COBRA continuation coverage 102 percent premium 18 months election 60 days Department of Labor Google ↗
Covered California 2027 health insurance enrollment retirement loss employer coverage special enrollment Google ↗
- Covered California Rates and Plans for 2027: California Continues Fight for Health Insurance Affordability and Access · coveredca.com
- Important Changes · coveredca.com
- Covered California · coveredca.com
- Major Life Changes · coveredca.com
- Getting health coverage outside Open Enrollment · healthcare.gov
- FAQs on COBRA Continuation Health Coverage for Workers · dol.gov
- COBRA Continuation Coverage · cms.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 2027 ACA premium tax credits enhanced subsidies expiration income eligibility Covered California official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
COBRA continuation coverage 102 percent premium 18 months election 60 days Department of Labor OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Covered California 2027 health insurance enrollment retirement loss employer coverage special enrollment OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |